The information below explains when changes to your Deposit Limit or Net Deposit Limit will take effect, including which changes are applied immediately and which are subject to a 24-hour cooling-off period.

Your new limit will start immediately if it reduces the amount you can deposit or makes it harder to deposit as often.

This is because the change gives you more control over your spending straight away.

Examples:

• Reducing a daily limit from £20 to £10 for any deposit limit type. This also applies to weekly and monthly changes.
• Switching from a Net Deposit Limit to a Deposit Limit.

Any change that reduces the amount you can deposit takes effect immediately.

A 24-hour cooling-off period will apply if your change would allow you to deposit more money or deposit more frequently.

This extra waiting period is designed to give you time to consider the increase before it becomes active.

After 24 hours, you'll need to return to the Financial Limits page and confirm the change before it takes effect.

Examples:

• Increasing a daily limit from £10 to £20 for any deposit limit type. This also applies to weekly and monthly changes.
• Switching from a Deposit Limit to a Net Deposit Limit.
• Removing your Deposit Limit altogether.

Any change that could increase your spending is subject to a 24-hour cooling-off period.

Quick Guide

In short: If the change reduces the amount you can deposit, it will be applied immediately. If it increases your ability to deposit or removes your Deposit Limit, a 24-hour cooling-off period will apply before the change can be activated